The financial infrastructure behind Southeast Asia’s small businesses

Payments, banking, payroll and lending for the businesses the region runs on - proven in one market, opening five more at each regulator’s pace.

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Payments, banking, payroll and lending settling through one platform

The Tiger thesis

Why this business, and why now

Three things have to be true for Tiger to win the region's small businesses. Here is where each one stands.

Six markets, entered one at a time

Southeast Asia's small businesses are served last by incumbent banks. The group is live in one market and opening five more, each at its own regulatory pace rather than all at once.

Entry order follows licensing, not ambition.

Live today

Vietnam: payments, banking and payroll in market
Card networks, e-wallets and bank transfers
Accounts delivered through licensed bank partners
Local QR payments and bank to bank transfers

Opening next

Thailand: licensing in progress
Indonesia and Malaysia: bank partner selection
Philippines: under regulatory review
Myanmar: early market assessment

Built for local rails

Local currency operation in every market entered
Domestic schemes, not just international cards
Multiple settlement options per market

One platform, built to bank standards

Payments, banking, payroll, accounting and lending run on a single multi-currency, multi-country platform, so a merchant who joins for card acceptance is already onboarded for everything else.

One integration, every market the group operates in.

Six products, one account

Digital payments across POS, e-commerce, cash and QR
Commercial bank accounts through licensed partners
AI-powered small business lending
Payroll with tax calculation and labour law compliance
Accounting with automated bookkeeping and invoicing
Developer APIs with documentation and a sandbox

Platform

Local and international networks, multiple settlement options
In-store POS, online checkout, invoices and payment links
Digital onboarding with KYB and KYC, configurable approvals
Real-time dashboards for settlement, refunds and reconciliation
Exports and integrations that keep finance teams in control

Risk and security

PCI DSS 4.0 certified, SOC 2 compliant
ISO 27001 certified, GDPR compliant
256-bit AES encryption in transit and at rest
Tokenisation and layered transaction controls
Machine learning fraud detection on live transactions
KYC and AML compliance built into every transaction flow
99.995% uptime SLA on multi-region infrastructure
Automatic failover and disaster recovery
24/7 security operations centre

Proven in one market before the next

Vietnam is the proof: a live operating company, licensed bank partners and merchants taking payments daily. AI-powered lending scores that payment history, so the newest product is underwritten by the oldest one.

Each market repeats a pattern that already works.

Operating today

An operating company live in Vietnam
Banking delivered through locally licensed partners
Licensed and regulated in each market of operation
Six products in market, from payments to accounting
Merchants onboarded and transacting daily

Governance

Regular third-party security audits
PCI DSS validated annually by qualified assessors
Proactive regulatory alignment across operating markets
Working with local authorities in each market

What comes next

AI credit scoring built on merchant payment history
Lending launching next across the six products
Partner network expanding alongside each licence
The same playbook applied market by market

Coverage

Targeting SMEs in South-East Asia

Already live in Vietnam, we work with licensed banks and regulators to further expand and offer financial services to small businesses across Southeast Asia.